Terms & Conditions

These Terms and Conditions ("Terms") govern your access to and use of the websites and subscription business applications operated by Collaborative Advisory Partners ("we", "us", "our"), including Pulse and Work (collectively, the "Services"). By creating an account or using the Services, you agree to these Terms.

1. Accounts

You must provide accurate information when creating an account and keep your credentials confidential. You are responsible for activity that occurs under your account.

2. Subscriptions & Billing

Paid features are billed monthly in advance via our payment processor (Stripe). Subscriptions renew automatically until canceled. You may cancel at any time from your account; cancellations take effect at the end of the current billing period. Fees are non-refundable except where required by law.

3. SMS / Text Messaging

By providing and verifying your mobile number, you consent to receive SMS messages from us relating to account verification, security, and the app features you have opted into. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Carriers are not liable for delayed or undelivered messages.

4. Acceptable Use

You agree not to:

• Use the Services to violate any law or third-party right.
• Upload malicious code or attempt to disrupt the Services.
• Attempt to access accounts or data that are not yours.
• Reverse engineer or resell the Services without our written permission.
• Send unsolicited messages or spam through the Services.

5. Your Content

You retain ownership of content you submit to the Services. You grant us a limited license to host, store, and process your content solely to provide and improve the Services.

6. Intellectual Property

The Services, including all software, designs, and trademarks, are owned by us or our licensors and are protected by intellectual property laws.

7. Termination

We may suspend or terminate your access if you violate these Terms or if required by law. You may close your account at any time.

8. Disclaimers

The Services are provided "as is" without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or revenues. Our aggregate liability arising out of or relating to the Services will not exceed the amount you paid us in the twelve months before the event giving rise to the claim.

10. Changes to the Terms

We may update these Terms from time to time. Material changes will be communicated by updating the date above and, where appropriate, by additional notice.

11. Governing Law

These Terms are governed by the laws of the United States and the state in which we are established, without regard to conflict-of-law principles.

12. Contact

Questions about these Terms? Contact us at legal@collab.partners.